1. Shop Around – Much like you would shop around for the best price on a car or any other major purchase, you can and should shop around to find the best lender for you. Most often, people omit private lenders, but that can be a great thing to consider in these modern times. Private lending firms can help with rehabbing a house, purchasing a new home, and even refinancing. But before you settle for anyone, make sure that you’re getting rates and quotes as well as options that might help you make a proper decision for your needs.
2. Customer Service – No matter what you decide to do in regards to finding a mortgage broker, you have to make sure that customer service is #1. Without proper customer service, you might end up missing out on the greater good that is found with lending of any type. You won’t want to lose sight of this ideal. Customer service is something that will separate a good broker from a great one.
3. Rates, APR and More – Understanding the rates that are available for you as well as the APR and payment plans is important. This idea goes hand in hand with point #2. A good broker will not only explain rates, policies, and options, they’ll make sure that you have everything you need to make a proper decision. Getting a lot of money for the purpose of purchasing a home or financing repairs is a big deal, and should come with a helping hand, not just a business suit pushing upgrades and other business ideology.
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