All Posts by Kok Yu Lim

The Advantage of Milton Real Estate

How special it feels to be living or moving in to a place which is the fastest growing municipality in the Golden Horseshoe. Fastest growth means that a lot of development, better opportunities and modern design. You’ll be able to find various kind of flats, apartments and houses fulfilling all of your needs.

Whether you want compact apartments and houses for your single use or your small family, maybe you would like a massive house built with wide rooms and bedrooms for your large family, or maybe you would like to go fora lot of luxurious villas… you’ll get well-built real estate of your selection in milton.


Milton is the fastest growing municipality consistent with the census conducted in 2006 and 2011. The census showed that milton is experiencing approx. Seventy one rise in population from the year 2001 to 2006 and saw roughly a fifty six surge in population from 2006 to 2011. The population of milton, in 2014, is approximately 100,000, but because it is growing apace, its population in 2031 is forecasted to be approx. 220,000.

You will also have no problem communicating with the individuals in milton as approximately seventieth of the population are native English speakers, consistent with the census of 2011. The remaining half-hour individuals also can communicate in English as their secondary language.

Residency and Growth

With population, the residential growth also saw a massive increase in milton. This is also due to the successful completion of the project dubbed “the huge pipe”, which was regarding making a piping structure which can deliver water from lake ontario to milton.

By 2006, milton had seven new subdivisions, which included Hawthorne Village. Several new subdivisions from the list are developing, which means that there’ll be constant development – which is the secret of developed regions.

The council of milton, in 2014, approved the creating of more homes in milton, which saw a surge of 25,000 residents. Moreover, there are huge numbers of home constructions at any given time in milton, which is attracting more and more residents. Within the numbers of residents, there’s a fair amount of individuals coming from different areas of Ontario too.


The city has a simple access to the highway 401 and 407 from Oakville and Hamilton. The city has its carriage railway lines for consignments. It has railway transportation service for passengers from Go transit and Via Rail.

If you’re taking the highway 401, you’re only forty km far from the largest International airport (according to the passenger volume) Toronto Pearson. However, the city contains a nearer airport in the neighboring city, the Burlington airport. The airport does provide passenger services but the services aren’t regular.


Source : ezinearticles

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Different of investing in Platinum or Palladium

Platinum and palladium recently created a break into the precious metals industry. They’re precious metals because like gold, they hold lots of import in a very small amount of space. These metals also are industrial metals used in various applications in dentistry, automobile production, jewelry, and in electronics. If you’re looking to invest in these metals, then take a look at these facts. Hopefully, you shall be able to build an informed decision on whether you must invest in platinum or palladium.

These 2 metals may be hard to differentiate to the untrained eye. they have similar traits, which deem confusing at times. These metals both react as catalysts to the same elements and chemicals and they both maintain a bright white color that doesn’t fade over time when used in jewellery. To better understand these metals, let us review their uses, density, and prices.


Platinum is far denser than palladium. This enables for more manipulation of the metal without breaking. the versatility of platinum rises its costs to nearly twice the price of palladium per ounce. Platinum’s uses are tangible with its main use being for diesel engines. Platinum is the main component of catalytic converters used to convert toxic by-products from the exhaust into being less-toxic. A powdered kind of platinum is used as a catalyst in the ignition of hydrogen in the catalyst converter on cars. For fuel or gasoline engines, either platinum or palladium will be used – the main determinant of which metal gets used is the price. Platinum is also used in dentistry, in the production of strong, permanent magnets and in the kind of surgical instruments and electrical contacts. Approximately forty sixth of platinum consumed annually is used in catalyst operations, thirty first for jewellery, and the rest for minor industrial usage. All in all, around 250 tonnes of platinum is used annually.


Palladium is extremely like platinum, however, this metal is less denser and less expensive. Due to the similarities, palladium is also used as an industrial catalyst and is a common substitute to platinum in the jewellery industry. Palladium is a key element of white gold and it makes up some of the best workings of high-end watches. Also, palladium is believed to be more available than platinum and is often considered a lower-cost substitute for platinum. If you want to buy one of these metals for industrial purposes, palladium is a bigger bargain because it sells nearly half as much as platinum. palladium is also used in automotive catalysts, electrodes in medical equipments, converter, and as mentioned earlier, in fine jewellery. About 4.4 million ounces in 2011’s total palladium production went to the automotive market!


If you consider the supply side, these 2 metals are very rare. there’s a supply deficit in these metals due to the challenges faced when mining platinum and palladium. It’s only logical that the costs of these metals will rise in the future. If you’re a serious investor, you must find ways to profit from this in the end.Considering the demand side, the metals have ample uses but the one unique industrial application that creates them to be in constant demand is from catalytic converters. There’s also in demand from dentists, electronic manufacturers, and for use in jewellery.


Source : ezinearticles

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5 Property Investment Points to Consider

Investing capital in a specific industry like property is a long-term way for individuals or families to obtain financial security for their present as well as future. As property values are rising in many countries, investors can achieve good capital growth.

Here are important points to consider about property investment:

1) the bottom line of property investment is to search out an affordable property which will persuade be extremely lucrative for the future. Anyone will invest in property and use any variety of the many books and guides packed with useful information that are available on the internet and at local bookstores and libraries.
2) generally this huge amount of information will seem to be complicated and confusing. the best advice is to start out from a primary level and then learn some tricks of the trade. If you’re a beginner,you need to search for a profitable property investment…so seek articles and tips on this.
3) though the whole scenario of investments is always changing, property investment is still a viable means that to enhance your financial portfolio. As time moves on, as an example with newer media options of tv and web, new trends in property investment are appearing.
4) within the last decade, a typical way to buy and sell property was to buy a house and / or to fix the existing problems. Prepare your property for resale and so sell the house quickly.
5) Residential property investment is the investment which will carry low risk and isn’t like investing in commercial property where investors need to worry about the conditions of businesses. Property investment loans aren’t as difficult to get as different kinds of loans and investing in residential properties will provide investors a substantial financial boost.

Finally, investors must consider the surrounding environment. For example, if you are buying residential properties then check whether there are sufficient numbers of schools, hospitals, main roads etc. to support our day-to-day existence.


Source : ezinearticles

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Tip for Investor to become Successful in Investment

If you’re a novice who dreams of creating a fortune in the property investment market or an established property investor, the following tips can keep you safe from taking wrong property investment decisions.


1. Carry out proper market research

The basic step, before doing any kind of investment in any sector, is that you should do your own research regarding the industry. The property market has always shown ups and downs and also thenature and volume of the change fluctuate across the regions. Learn the current market trend and future predictions, created by the authorities, as well as gather information about the average market valueof the properties in your targeted area. Conversing with the individuals living around your property area that can help you to know the current market value of the properties in that specific area. So as to know the pitfalls and the future market trends in the property market, you can speak to people who have experience in the market and read journals and reports from various experts and authorities that are available both online and offline.

2. Plan your budget

You must be clear about your budget on your investment plan; otherwise you might end up spending too much cash than truly needed or even spending too less cash that would have earned you more profit than anticipated. This is extremely an important matter to keep in mind that property investment is a long-term investment and you need to make sure that you have enough cash reserves to meet the contingencies. If your buy-to-let property is lying vacant for a couple of months, paying the bills can seem impossible for you unless you’ve got proper fund reserves. Never over-invest because it can build all of your cash tied up at one place when the market is down.

3. Choose the right location

Choosing the property in the right location could be a very important thing to remember while creating an investment. When you target a property for sale or a buy-to-let investment, it’s to be properly placed considering its proximity to one’s basic needs, like shops, hospitals, colleges etc.buying a property within your accessible location can provide you with a lot of control and confidence over your investment. The ‘location advantage’ is always directly associated with the capital growth of the property.

4. Use estate agents for finding the right property

Seeking the help of estate agents, to search out your property, is never a bad thing if you’re aware ofthe pitfalls very well. Being the professionals in the sector, estate agents understand your targetedarea very well and can be ready to help you to find the right property as per your requirements.

5. Insure your property to avoid unforeseeable damages

You do not personally understand your customers of your property, so it’s always better to insure it in order to avoid any disastrous damage. In modern times, insurance will cover you anything, as well as full house insurance, protection from different calamities, and insurance for the appliances withinthe house. You even have insurance option to the loss of your house rent!

6. Always negotiate for a profitable deal

There are too many players in the investment market due to its international attractiveness. Thisreality always provides the buyer the advantage of negotiation. The agents also would prefer to complete the deal as smoothly as possible. Your agent will depict you fancy photos of the benefits of buying that specific property, do not fall for their words, instead, and create a move based on your research and understanding; bargain for a fair deal.

Source : ezinearticles

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5 Reasons Why We Must Choose Property Investment

Although there are many choices for investing, property investment is one of the favorites. There are at least 5 reasons why we must always invest in property and not other kinds of investments:


1. Relatively low risk

In general, investment in property isn’t like investing in the stock market where costs in one day will go down and up quite significantly. Only in certain situations where the economy was bad, property investments is also affected slightly. Compared with other investment types, like opening a business, saving money on deposit or invested in stocks, property investment contains a lower risk than those investments. If we look at the risk compared with income potential, the property includes a relatively low risk with smart potential income from rents and capital gains.


2. Two sources of income: rental and capital gains

Property investment offers a combination of rental income and capital gains. Investing in property isn’t only going to give us a positive income but also the potential capital gains depends on property price increment.

3. Full control to increase the value of property

If you have a property, you have full management of how you’ll increase the value of the property. There are many ways that may be done to increase the value of property, starting from very simple things like painting the property. Other ways are to buy a few accessories or cosmetics, and renovations. These activities are important especially when we want to rent or sell property. Some individuals do small renovations to increase the value of the property so that owners will sell at costs much higher.

4. Safe and sure investment in the long term

Property prices usually will not fluctuate so much. In general, it may take some time for property prices change over time. This is different from the stock market for example where prices can change dramatically in the evening.


5. Become rich through property

Property investment will bring individuals to become truly rich. The key to wealth in property is through capital gains. for example, someone is investing in an apartment for $500K price with a deposit of $50K. Monthly rent of the property enough to pay the bank monthly installments, so automatically, financed by a bank installment monthly rent. after 20 years, the property has been paid fully and the price has been appreciated as an example, to $1M (this is conservative, because the property prices normally can increase triple or perhaps quadruple in twenty years). In this case the net benefit from investment ($1 M – $50K) = $950K. If this person has three apartments and a total net profit would be nearly $3M in twenty years. This guy extremely has become a rich person with property investment.


Source : ezinearticles

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Top 4 Property Investment Tips

While property is a very lucrative and successful investment, it’s not without its risks. it’s turning into more and more popular these days, especially after the economic recession and stock marketinvesting still being comparatively risky. making a successful property investment portfolio canalways require a good information of the property market, the location, and also the current economic climate, so you must always determine as much as you can before buying a property. There are also a variety of property investment options, so it’s worthy to think about some property investment tips before you start searching for the proper investment property.

1. Research the property market

The first essential step you must take before selecting a property for your investment, is to do yourresearch. Join a property club, register for a seminar, or just simply read as much about the basicsof property investment as you can. This can enable you to identify moneymaking opportunities and deals that are absolute to be unsuccessful. You’ll need to verify as much as you can about the financial factors of a real estate investment and about basic strategies. You’ll also got to be informed about current economic trends, to be able to make informed decisions, and researchpopular or emerging property locations.

2. Set out your aims and survey your financial resources

While finding out potential investment properties, you must also clearly set out your aims, profit expectations and also survey your financial resources. Firstly, the kind of property investment canindeed greatly depend on the initial amount you’ll be able to invest. If you’ll be able to afford to buyan expensive property you can naturally expect larger profits, but you can definitely keep returns on a smaller budget as well. you’ll also have to make a decision if you’re searching for a short term or a long term investment, which can be dependent on your chosen investment property and exit strategy.

3. Decide what kind of investment property you are looking for

The process of selectingan investment property willseemfrightening the inexperienced investor. The 2 main property typesare residential and commercial properties. While residential properties offersmoreflexible investment options, commercial properties needa larger initial investment butwillcause higher yields. Buyingan overseas property is another choice, which means that risks will potentially be higher, butyou’ve gotmore flexibility and a far betterchance of securing higher profits. BMV properties, or below market value properties also arepopular, as they allow investors to gethigh returns from a small initial investment. A buy to let property is along termand comparatively safe investment, where your main source of incomeis the rent paid by your tenants. Alwaysthink about the advantagesand disadvantages of all these property types and your required outcome before creating a final selection.

4. Don’t forget the location

Location is probably the one most important factor once it comes to property investments. A bad location can almost invariably lead to failure, while a good location is the basis of success. Economic stability, smart living standards, and economic developments are always positive signs. If you’reinvesting in a buy to let property, it’s also essential to buy the property in a smart neighbourhood, with many local amenities, otherwise it will not be an attractive property for potential tenants. It’s also worthwhile to research emerging markets, where property costs are still low, but new investments are sure to lead to future property appreciation.

To get more information, you can go to the link below :

6 Tips for Buy To Let Property Investments

While property investment is a risky endeavour, long-term buy to let properties represent a probably safe and strong investment chance, if chosen considerately. we have collected some of the factors to consider before selecting a buy to let investment.


1. Research the market

Whether you’re investing in a buy to let property, your first step should be to research the market well. Research the area, and learn the basics of buy to let investments, consider if buy to let investments are suitable for you, and if they’re the best way to invest your cash.


2. Choose a good location

As with any other kind of property investment, your success can greatly depend on your chosen location. You’ll first need to research the economic, demographic and social situation of the area. Also consider the future of the location. Rising economy, new developments, business investments planned for the future are all positive signs, as they’ll mean future property appreciation, and a stable property investment. Economic growth also means that growing employment levels, and so a goodrental market. You must also consider the stability of the real estate market and the growth potential of rental yields.

3. Think about the needs of your potential tenant

The single most important issue when investing in a buy to let property is to consider your target tenants’ needs. After all, you’re not buying the property for you to live in, so try to place yourself in theshoes of the target tenant. Is that the property near local amenities, schools, public transport, central areas and hospitals? Consider the area in general: the overall atmosphere, if it’s a developing area, and research the economic situation of the individuals living there. Especially if you’re investing abroad, you must travel there to see the area, or at least ask for recommendation from individualswho’ve been there. Also consider if the property is in a suitable condition for letting, and what your target tenant may need.


4. Understand how to make a good profit

You can realistically expect a 12-15% net yield from your buy to let property investment, but only if you select wisely. The economic recession has resulted in a large number of foreclosures. BMV properties will be a very attractive investment choice, as the initial purchase price of the property is low, but you’ll expect a more speedy property appreciation and bigger rental yields. While you’ll need to select very carefully with BMV properties, and there are some risksinvolved, they offer nice investment opportunities. With long-term rental properties, you’ll also haveto think about expenses just like the initial improvement, in progress property taxes and occasional repair expenses. If the rental market is nice in your chosen area, you will not need to worry about your property left without tenants for long periods. Overall, try to aim for the most positive incomerealizable from your initial investment, and research your available options.


5. Investigate the risks

Before making a property investment, you must always consider the possible pitfalls. Would you beable to continue your investment if house costs fall dramatically? Some risks with buy to let property investments is that the property will keep empty between tenants, which would lower your rental yields, or that major repairs are required because a tenant damaged your property. By knowing these risks, researching different investment options and selecting your property carefully, you must be able toavoid most of these pitfalls.


6. Think about the future of your investment

When investing in a buy to let property, you must always consider the future of your investment. Are you able to expect economic growth in your chosen area? How could the rental market be in tenyears’ time? Of course, most of these things are impossible to predict, but you must research youroptions as thoroughly as possible. You may also consider the future marketing potential of the property, which may be a viable and successful exit strategy once property costs have increased.



Source : ezinearticles

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Ready to Own a Property

The decision to own property is important and is also about your future. You need to do some detailed research before you making a decision whether you’re getting a good property deal or not. The one of the best ways to get professional insights on property investment is attending a property forum.

Now we discuss the four main point that will help you in making the best decision when it comes to choosing the right property.

1. Realising the need

I Design Arch

I Design Arch

Everyone also needs a place to stay no matter you are human, animals or living creature. When you realise that you need a roof of your own over your head,  it becomes a necessary to find for a property. No matter you are buying or renting, you should find for a safe area with good security features, a good neighbourhood, a suitable property type and a convenient location.

2. Key research on property

Star Property

Star Property

Always look at the surrounding areas is very important. Don’t just follow your own decision on how the property looks. We suggest that you must do research on when you deciding to buy a property.

  • Past performance : Checking the background of the property and its neighbourhoodson that you decide to choose. The background such as the growth rates, rental rate and rent demand . Then find out whether the property type and location that really got the worth for you to spend you money on it.
  • Present competition : Explore the surroundings, and don’t be afraid to be close to property experts to find more information or make more research about an area.
  • Possibilities / potential : Looking at the property future developments to analyse the potential of its. Find out more about the future projects, infrastructure, schools, and other big developments that will increase the possibility of capital appreciation.

3. Buying vs renting

The Harwood Group

The Harwood Group

Buy a house or keep on renting, these two are not an easy task. We will touched on the basic things that you can consider before making a decision on whether you want to buy or rent a property.

  • If you are only staying for a short while, still can’t afford to buy or are able to get a better investment, then it will be the best for you to rent. On the other hand, if you are financially capable of paying for a house, planning to stay for a long time and could not find any other better investment, then it will be a good idea to buy.

Finally, the key for you to finding a good property deal is to know that what you really want and what you really need. You are the one who has to decide yourself whether you can buy or rent, know what you can afford and what property is suitable for you and your budget best. Whatever your decision is what, you must also make sure that you weigh the pros and cons so you will not make a wrong move.


Source : starproperty